Protect your legacy with the Discovery Estate Preserver
Providing comprehensive protection for the legal costs associated with the administration of winding up your estate. It also provides additional benefits to help your family in the event of your death.
Fee Indemnity Benefit
Provides indemnity for executor's fees, testamentary trustee fees and conveyancing fees associated with transferring property in the winding up of the estate.
Liquidity Benefit
Provides liquidity that can be used to cover funeral costs, Master's costs and other immediate expenses.
Contribution Protector
Provides a lump sum benefit that is distributed as monthly payments to the family of the deceased for six months; helping cover ongoing expenses like medical aid contributions and other family needs.
Estate Planning Benefit
Provides cover for estate duty that may be payable on the passing of the second spouse.
Enjoy discounts and PayBacks on your Discovery Estate Preserver premiums
Get rewarded for living a healthier lifestyle!
Simply link your Discovery Estate Preserver policy to Vitality or Vitality Active and access these unique benefits:
Get upfront and ongoing discounts of up to 20% throughout the policy.
Get up to 20% PayBack on your premium, every five years.
Get the Discovery Estate Preserver and comprehensively protect your estate and family today.
Get started on your holistic estate planning journey now by getting your Will drafted for free and your estate protected. Speak to your financial adviser to begin the process and get the right guidance for your needs.
Holistic Estate and Legacy Protection
Comprehensive protection for your family and estate
Who knew estate planning could be this easy?
Comprehensively protect your family and estate against the legal costs and administration associated with death.
Speak to your financial adviser to begin the process and get the right guidance for your needs.
Discovery Estate Preserver
Offered by Discovery Life to ensure families are comprehensively covered for the legal costs and administration associated with wrapping up an estate.
Simply link your Discovery Estate Preserver policy to Vitality or Vitality Active and access unique benefits, including upfront and ongoing discounts of up to 20% throughout the policy.
Estate Planning Benefit
A lump-sum payout after both you and your spouse have passed away, with the option to access a portion after the first death.
Estate Planning AccessCover Benefit
Access up to 30% of the insured amount after the first death, with the remaining portion paid after both spouses have passed.
Premium affordability after first death
Premiums cease and the sum assured locks in after the first death, ensuring affordability for the remaining spouse.
Terminal Illness Benefit
A terminal illness of the last surviving spouse automatically accelerates the payout.
Estate Duty & Planning Calculator
Estimate your potential estate duty and see how planning can help. Answer a few questions to understand your planning priority and timeline.
Getting started is simple
Initial Adviser Discussion
1 hourDiscuss your family needs, estate exposure and protection priorities with your financial adviser.
Policy Structuring
1-2 weeksSelect the Discovery Estate Preserver structure and benefits that fit your household.
Application and Underwriting
2-3 weeksComplete your application and finalise policy setup with guidance from your adviser.
Activation and Protection
1 weekYour cover starts, protecting your family and estate against legal and administration costs.
Ongoing Adviser Reviews
Annual reviewReview your cover as your needs change and optimise your premiums with linked benefits.
Frequently Asked Questions
Get the Discovery Estate Preserver and comprehensively protect your estate and family today
Get started on your holistic estate planning journey now by getting your Will drafted for free and your estate protected.