Disclaimer

1. General Information

This website is owned and operated by Haupt & Fouché, a juristic representative of Discovery Life Limited. The information contained on this website is for general informational purposes only and should not be construed as financial, investment, legal, or tax advice.

2. No Advice

The information on this website does not constitute financial advice, investment advice, or recommendations. Before making any financial decisions, you should consult with a qualified financial advisor who can assess your individual circumstances and provide appropriate advice tailored to your needs.

3. Accuracy of Information

While we make every effort to ensure that the information on this website is accurate, complete, and up-to-date, we make no warranties or representations, express or implied, regarding the accuracy, reliability, or completeness of any information contained herein.

4. Product Information

Product information, terms, conditions, and benefits described on this website are subject to change and may vary. Product rules, terms and conditions apply. All products are subject to approval by Discovery Life Limited and other relevant product providers. Please refer to the relevant product documentation for full details.

5. No Warranties

This website is provided "as is" without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

6. Limitation of Liability

To the fullest extent permitted by law, Haupt & Fouché, Discovery Life Limited, and their respective directors, employees, and agents shall not be liable for any loss or damage, whether direct, indirect, incidental, special, or consequential, arising from or in connection with the use of this website or the information contained herein.

7. Third-Party Links

This website may contain links to third-party websites. These links are provided for your convenience only. We do not endorse or assume any responsibility for the content, privacy policies, or practices of third-party websites.

8. Financial Services Provider

Haupt & Fouché is a juristic representative of Discovery Life Limited. Discovery Life Limited, Registration number 1966/003901/06, is a registered long-term insurer and an authorised financial services provider. Discovery Life Limited is also a registered credit provider, NCR Reg No. NCRCP3555.

Haupt & Fouché operates under the regulatory framework applicable to Discovery Life Limited as an authorised Financial Services Provider.

9. Investment Risks

All investments carry risk. Past performance is not indicative of future results. The value of investments may fluctuate, and you may not get back the amount you invested. Before investing, you should carefully consider your investment objectives, risk tolerance, and financial situation.

10. Changes to Disclaimer

We reserve the right to modify this disclaimer at any time. Changes will be effective immediately upon posting to this website. Your continued use of this website after any changes constitutes your acceptance of the revised disclaimer.

11. Contact Information

For any queries regarding this disclaimer or our services:

• Haupt & Fouché
• Phone: 021 840 3050 (Hein Haupt) / 021 840 3049 (Pierre Fouché)
• Email: heinrich.haupt@dfc.discovery.co.za / pierre.fouche@dfc.discovery.co.za
• Address: 36A Bright Street, Somerset West