Life Insurance
Protecting What Matters Most
Life insurance provides financial security for your loved ones if the unexpected happens. We help you put the right combination of life, disability and income protection cover in place — without paying for benefits you don't need.
What We Offer
Life Cover
Lump-sum cover that provides for your family's living expenses, debts and future goals if you pass away.
Disability & Income Protection
Cover that replaces your income or provides a lump sum if illness or injury prevents you from working.
Critical Illness Cover
A lump-sum benefit on diagnosis of a serious illness, helping cover medical costs and lifestyle adjustments.
Why Life Insurance Matters
Life insurance isn't just about what happens if you die — it's about making sure your family can maintain their lifestyle, pay off debts and meet future financial commitments, no matter what happens to you.
What we consider
- Outstanding debts, including your bond
- Your family's monthly living expenses
- Future costs such as education
- Income replacement in case of disability
- Affordability and policy structuring
Why Choose a Discovery Life Plan?
Discovery offers flexible, personalised financial protection that rewards you for managing your health and finances throughout your policy term.
PayBack
If you don't claim, Discovery Life pays back up to 100% of your premiums after 10+ claim-free years, plus additional cash back through Vitality.
Premium Discounts up to 48%
Integrate your Discovery Health medical aid, Vitality and Discovery Bank with your Discovery Life policy for upfront and ongoing premium discounts.
Comprehensive Cover
From Severe Illness and Capital Disability Benefits to whole-of-life Income Continuation, Discovery Life covers you through every stage of life.
Review Your Life Cover Today
Speak to one of our advisors for a professional review of your current life insurance.
Office Hours: Monday – Friday, 8:00 AM – 5:00 PM