Gap Cover (Travel)
Closing the Gap Between Medical Aid and Real Costs
Even comprehensive medical aid plans often don't cover the full cost of specialist and hospital bills. Gap cover bridges that shortfall, while travel insurance protects you when you're away from home. We help you find affordable cover for both.
What We Offer
Gap Cover
Affordable cover that pays the difference between what your medical aid covers and what private specialists and hospitals actually charge.
Travel Insurance
Cover for medical emergencies, trip cancellations and lost luggage when you're travelling locally or abroad.
Annual Reviews
We review your gap and travel cover regularly to ensure it still matches your medical aid plan and travel habits.
Why Gap Cover Matters
Specialists often charge well above medical aid rates, leaving members with unexpected shortfalls of thousands of rands after a hospital stay. Gap cover is a low-cost way to protect yourself from these out-of-pocket expenses.
What we consider
- The gap between your medical aid tariff and private rates
- Co-payments and shortfalls on procedures
- Frequency and destinations of your travel
- Emergency medical evacuation cover
- Affordability versus the level of protection
Discovery Gap Cover & Travel Benefits
Discovery Health Gap Cover helps close the shortfall between what your medical aid pays and what private specialists charge, while Discovery Insure rewards you when you travel.
Close the Shortfall
Gap cover pays the difference between your medical aid rate and what specialists actually charge for in-hospital procedures.
Vitality Travel Benefits
Discovery Insure clients with Vitality Travel can access discounted flights, accommodation and car hire.
Award-Winning Service
Discovery Insure offers innovative features and exceptional service at competitive rates.
Don't Let Shortfalls Catch You Off Guard
Speak to one of our advisors about gap and travel cover that suits your lifestyle.
Office Hours: Monday – Friday, 8:00 AM – 5:00 PM