Estate & Wills
Protecting Your Legacy
A well-structured estate plan ensures your assets are distributed according to your wishes, minimises estate duty and avoids unnecessary delays for your loved ones. We help you put the right plan in place — from valid wills to trust structures and liquidity planning.
What We Offer
Will Drafting Referrals
We connect you with trusted professionals to draft or update a valid, legally sound will that reflects your current wishes.
Estate Duty & Liquidity
We assess potential estate duty and liquidity shortfalls, and structure cover to ensure your estate can settle its obligations.
Trust Structuring Guidance
For more complex estates, we provide guidance on trust structures that can help protect and transfer wealth efficiently.
Why Estate Planning Matters
Without a proper estate plan, your assets may be distributed according to the law of intestate succession rather than your wishes, and your family could face delays, disputes and unexpected costs during an already difficult time.
What we consider
- Whether your will is up to date and valid
- Estate duty and executor's fees
- Liquidity to cover debts and taxes
- Guardianship arrangements for minor children
- Trust structures for wealth transfer
Protect Your Legacy with the Discovery Estate Preserver
Offered by Discovery Life, the Estate Preserver comprehensively protects your family and estate against the legal costs and administration associated with death, while providing additional support benefits.
Comprehensive Protection
Covers the legal costs and administration associated with wrapping up your estate, so your family isn't left with the burden.
Vitality Discounts
Link your Estate Preserver policy to Vitality or Vitality Active for upfront and ongoing discounts of up to 20%.
PayBack Benefit
Get up to 20% PayBack on your Estate Preserver premium every five years.
Plan for Your Family's Future
Speak to one of our advisors about reviewing or putting your estate plan in place.
Office Hours: Monday – Friday, 8:00 AM – 5:00 PM